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Following the incident of protecting the rights of the female owner of Mercedes-Benz, Mercedes-Benz Auto Finance Co., Ltd. also had problems and was fined 800000 yuan by Beijing Banking and Insurance Supervision Bureau after Xi'an Star Automobile Co., Ltd. was fined 1 million yuan. The China Banking and Insurance Regulatory Commission released a penalty information form on Sept. 11, showing that Mercedes-Benz Auto Finance Co., Ltd. imposed an administrative fine of 800000 yuan according to law because of "serious deficiencies in the management of outsourcing activities." The date of the penalty decision is shown as September 2, 2019. In early April, the female owner of Xi'an Mercedes-Benz found an engine oil leak and cried because she negotiated with the 4S store and climbed onto the hood without success.
On February 8, the Shanghai Banking and Insurance Regulatory Bureau issued two fines for Ford Automotive Finance (China) Co., Ltd. The fine No. 4 of the Shanghai Banking Insurance Supervision decision (2023) shows that the main illegal fact of Ford Automotive Finance (China) Co., Ltd. is a serious violation of prudent operating rules in carrying out retail loan business.
On April 4, Jiang Liming, former director of the supervision department of rural small and medium-sized financial institutions of the China Banking Regulatory Commission, was expelled from the party on suspicion of serious violations of discipline and the law, according to the discipline inspection and supervision team of the Central Commission for discipline Inspection in China and the Heilongjiang Provincial discipline Inspection Commission. After investigation, Jiang Liming seriously violated political discipline
According to the administrative penalty information released by the Tianjin Banking and Insurance Supervision Bureau on November 7, Huatai Auto Finance Company failed to perform its duties in the "three checks" of inventory financing loans, and the Tianjin Banking and Insurance Supervision Bureau imposed a fine of 500000 yuan on Huatai Auto Finance Co., Ltd. It is worth noting that on January 10 this year, Huatai Automotive Finance was punished by Tianjin Banking and Insurance Supervision Bureau with a penalty of 1 million yuan because directors and executives actually performed their duties without qualification approval and failed to perform their duties in the "three checks" of inventory financing loans. According to Tianyan check information, Huatai Auto Finance Co., Ltd. was established in 2015, with a registered capital of 500 million yuan.
Since the beginning of this year, the car loan business violations have been severely investigated and dealt with, and a number of companies have been punished one after another. On November 27th, the China Banking and Insurance Regulatory Commission issued an administrative penalty decision, which showed that Shanghai Dongzheng Auto Finance Co., Ltd. charged for loans when it handled part of its loan business from June 2018 to March 2019. According to Article 16 of the measures for punishment for Financial violations, the Shanghai Banking and Insurance Regulatory Bureau decided on November 9 to impose a warning on Dongzheng Financial and fined 500000 yuan. According to data, Dongzheng Financial was established in March 2015 and is the first domestic distributor approved by the China Banking and Insurance Regulatory Commission.
A few days ago, the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission (hereinafter referred to as the "Bancassurance Regulatory Bureau") issued a circular on the infringement of the legitimate rights and interests of consumers by Mercedes-Benz Auto Finance Co., Ltd. The investigation of the Bancassurance Regulatory Bureau shows that Mercedes-Benz Auto Finance Co., Ltd. (hereinafter referred to as Mercedes-Benz Finance) has a number of tort acts such as "publicity materials do not clearly specify the provider of loan products" and "service price information disclosure does not meet the requirements". Subsequently, Mercedes-Benz responded by modestly accepting the advice and guidance put forward by regulators. For ordinary consumers, buying a car is a happy thing, but it is often because of some fees and.
This year, the incident of female car owners climbing up the engine cover and safeguarding their rights in Xi'an caused a great impact on the Internet. In the past two days, the Beijing Banking and Insurance Regulatory Bureau announced that Mercedes-Benz Auto Finance Co., Ltd. was fined a total of 800000 yuan by the Beijing Banking and Insurance Regulatory Bureau on Sept. 2 because of "serious deficiencies in the management of outsourcing activities." Article 46 of the Banking Supervision and Administration Law of the people's Republic of China stipulates that if a banking financial institution fails to disclose information in accordance with the regulations or seriously violates prudent business rules, the banking regulatory authority under the State Council shall order it to make corrections and impose a fine of more than 200000 yuan.
On October 23, the China Banking and Insurance Regulatory Commission issued the Circular on issuing Supplementary provisions on the Supervision and Management of financing guarantee companies, which clearly stipulates that "car dealers shall not engage in automobile consumer loan guarantee business without approval." The Supplementary provisions require that without the approval of the supervision and administration department, automobile dealers, automobile sales service providers and other institutions shall not engage in automobile consumption loan guarantee business, and the stock business that has been carried out shall be properly settled; if it is really necessary to carry out relevant business, a financing guarantee company shall be established to operate the relevant business in accordance with the provisions of the regulations. To the existence of illegal operation, serious infringement on the legitimate rights and interests of consumers (guarantor).
The incident of safeguarding the rights of female owners of Mercedes-Benz in Xi'an has come to an end, but the problem of "financial service fees" charged by dealers is still fermenting. Mercedes-Benz Auto Finance Co., Ltd. has long stated that "the company has always been in accordance with relevant laws and regulations." do not charge any financial service fees from dealers and customers ", but after the incident of female owners of Mercedes-Benz in Xi'an, the phenomenon of charging service fees by Mercedes-Benz dealers has not disappeared. Even at a Mercedes-Benz 4S store in Hunan, the financial service fee was raised from 3% to 6%. A screenshot recently exposed by netizens shows that a poster at Hunan Renfu 4S store reads "loan service fee:.
On the evening of April 16, the incident of defending the rights of the female owner of Xi'an Mercedes-Benz came to an end. The female owner accepted an apology from Mercedes-Benz and reached a settlement agreement with Xi'an Star Mercedes-Benz 4S store to buy a new car plus a birthday plus 10 years of VIP, of which 15000 of the financial service fee 4S store also refunded. The female car owner in Xi'an was "seduced" to use Mercedes-Benz Finance by 4S stores in various ways, and without knowing it, she was forced to pay a financial service fee of 15000 yuan. After the incident was exposed, the issue of "service fee" of auto finance was pushed to the forefront of the waves. Is it reasonable and legal for dealers to charge financial service fees? On the evening of the 18th, the all-China Federation of Industry and Commerce automobile dealers.
Dongfeng Automobile Finance Co., Ltd. is a non-bank financial institution belonging to Dongfeng Automobile Group. The company provides all-round full-value chain financial services such as settlement and financing for members of Dongfeng Automobile Group. Recently, Dongfeng Motor Finance was fined and warned. Dongfeng Automobile Finance Co., Ltd. was fined 300000 yuan and seven people were warned that Dongfeng Automobile Finance Co., Ltd. was fined 300000 yuan and seven people were warned for failing to perform their duties and granting loans to unqualified borrowers, according to a notice on the website of the Banking and Insurance Regulatory Commission. Data show that Dongfeng Automobile Finance Co., Ltd. was established on July 30, 1992, registered in Wuhan Economic and technological Development Zone, Wuhan, Hubei Province, No. 10 Dongfeng Avenue, legal representative.
Learned from the official website of the Bancassurance Regulatory Commission, in order to implement the "guidance on the implementation of comprehensive vehicle insurance reform" on improving the level of traffic insurance insurance requirements. The China Banking and Insurance Regulatory Commission recently issued a notice on adjusting the limit of liability and the floating coefficient of premium rates for compulsory insurance.
ST Haima announced that its controlling subsidiary, Haima Finance, plans to sell its 7 per cent stake in Hainan Bank to China Railway Investment at a transfer price of 329.7 million yuan. It is understood that before the transfer, Haima Finance held a 12% stake in Hainan Bank, and after the transfer, Haima Finance held a 5% stake in Hainan Bank. Seahorse said that this move is mainly to further focus on the main automobile industry and optimize the allocation of resources. At present, the board of directors of the company has passed the "motion on the transfer of part of the equity of Hainan Bank Co., Ltd by the holding subsidiary", but the transaction still needs to be approved by the national banking regulatory authority. The data show that 202.
In early November, some media released test photos of Hengchi 5's Evergrande new energy plant in Tianjin airport economic zone. According to photographers, Hengchi 5 trial cars often appeared on the internal runway recently, which was obviously different from the static display at the earlier auto show. Subsequently, the product announcement of this model appeared on the website of the Ministry of Industry and Information Technology, which seemed to be getting closer and closer to the offline line.
Mr. Chen in Nanjing bought a new car online through edou, but unknowingly signed a financial leasing contract, and the car was finally rented. What happened during that time? According to Mr. Chen's description, he saw a notice that "you can buy a car with a down payment of 10%" on June 25, so he went to the Nanjing store with his wife to consult about car purchase. After consulting Mr. Chen's relevant information, the salesperson asked them to transfer 14980 yuan first. According to the salesperson, the money was transferred to the banking system to assess whether Mr. Chen is eligible for a loan to buy a car.
Foreign media reported that Tesla was applying for about $2 billion (more than Rmb13bn) in loans from Chinese banks to build battery and car factories in Shanghai. Warren, an investment research firm, said in a report that it expects Shanghai Pudong Development Bank, Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB) and Agricultural Bank of China (ABC) to become loan supporters for Tesla's Shanghai plant. Warren said Tesla's new financing of about $500 million (about 3.3 billion yuan) will be used for the first phase of the Shanghai superfactory construction, the total loan for the project is about.
In the face of the impact of the current COVID-19 epidemic on the global economic market, it seems that even Toyota, one of the most profitable car companies in the world, has not been able to cope with the huge impact of the epidemic. According to foreign media reports, Toyota has sought credit lines totaling 1 trillion yen (about 65.8 billion people) from Sumitomo Mitsui Bank and Mitsubishi UFJ Bank.
These days, the content of the major banks' preferential treatment of ETC has become popular in moments, and some banks have put forward the slogan of a 50% discount on tolls to attract car owners to apply for ETC. A picture of a man dressed in white and black trousers leaning over the front row of a car with closed windows was widely circulated in the bank's mobile moments in the scorching sun. The caption of the picture reads: "if someone is looking around on your car window recently, please do not call the police." This is the bank account manager, working outdoors, just to see if you have installed ETC (no parking toll system). " The bank account manager is forced into an "outdoor worker".
Sales decline, performance losses, factory shutdown, deep debt, Lifan suffered the biggest crisis in history. On December 17, Lifan shares announced that the company used 449 million yuan of idle funds raised by the previous non-public offering shares to temporarily replenish 10 million yuan of the working capital on December 17, 2019. Because the special account of raising funds opened by the company related to the previous non-public offering shares has all been frozen, in order to ensure the safety of the company's funds, it is temporarily unable to return to the raising fund account. In addition, Lifan due to financial constraints, part of the funds raised before has not yet been bad, delinquent so far. In the announcement, Lifan said.
As Audi and BMW have announced plans to launch new cars in China, the Mercedes-Benz brand recently held a new car preview meeting in Sanlitun, Beijing, and announced that 18 new cars will be launched in 2020, as well as two exclusive service policies. further strengthen the transparency of service charges. Mercedes-Benz's new car plan in China will include imported and domestic models, covering all segments, from sports cars to cars, SUV models and new energy models.
Heavy! The National Development and Reform Commission plans to relax car purchase restrictions and increase license plate indicators in an all-round way
China's car sales continue to decline and the trend of car consumption is gradually declining. in such an environment, the National Development and Reform Commission is expected to guide further liberalization of the purchase restriction policy and comprehensively encourage automobile consumption. According to the online documents, the National Development and Reform Commission issued the implementation Plan for promoting the Renewal of consumption of Automobile, Home Appliances and Consumer Electronics to promote the Development of Circular economy (2019-2020), which plans to further expand the consumer market such as automobiles, promote the development of circular economy, and deepen supply-side structural reform. The document also describes in detail the specific implementation plan, and there are nine supporting regulations in the automotive field. The most important of these is the purchase restriction city.
2019-04-17 17:36:07Details
All of a sudden! A Tesla in Dongguan was suspected of getting out of control and crashed into multiple cars and destroyed the shop door.
A # Tesla suspected of getting out of control and crashing into multiple cars crashed into the store door # news quickly rushed to the hot search list of Weibo. According to electric shock news and other media reports, on March 4, a Tesla was suspected to be out of control in a traffic accident in Chigang, Humen, Dongguan, Guangdong. After crashing into a BMW, he crushed a Toyota under the car and ended up with a shop facing the street.
2023-03-04 16:56:32Details
The latest delivery list of new forces, Wei Xiaoli dropped by double digits compared with the previous month.
On August 1, the new power brands NIO, Xiaopeng, ideal, Nezha and Zero announced the latest monthly delivery results. According to the ranking of the "Tramway report", the delivery volume of mainstream new power brands was more than 10,000 in July, of which the best performance was Nashi, with 14036 cars, followed by zero-running cars.
2022-08-02 10:28:37Details
Another independent brand was born. Hanlong's first model is "domestic range Rover"?
The Zhongtai version of the "domestic range Rover" has been published for nearly two years since the real car was exposed, and there has been no news of mass production and listing. Now the car has finally been officially unveiled, but it will not be launched as the infamous Zhongtai Motors. It belongs to the new brand "Hanlong Automobile". Hubei Daye Hanlong Automobile Co., Ltd. was established in January 2016 and is headquartered in Daye City, Hubei Province, according to official data. It is a modern new energy automobile parts manufacturing enterprise integrating new energy vehicle design, development, manufacturing, sales and after-sales service. it is also a professional system of automobile engine products, spare parts supporting system products and automobile maintenance.
2019-08-29 11:29:05Details
Does the salary delay store stop? Another car company exposed to business crisis
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